Month: April 2018

 

To be successful in the home based business of Affiliate Marketing there are several factors that have to be in place.

The factors are :

1) The Tool needed

2) The Market you choose

3) Perseverance

We must remember that Affiliate Marketing is a relationship between you and a company or an Affiliate Marketing Platform. You sell their products with a website you create and in turn earn commissions. On your website you will write content that is informative, educational and interesting enough to build a following. This is not as difficult as some people imagine and actually becomes easier as you become personally invested in your business.

The Tools

To be successful in this industry a person needs the resources required to get on with business without having to spread yourself all over the internet pulling together the web hosting, training, website builders, security, keyword research tools, and not to mention the technical support required if you are new to the business or have limited computer experience.

All these tools and more are available to any Premium Member of the Wealthy Affiliate University. This training institution gives anyone who has an interest in Affiliate Marketing the ability to focus on getting a business going without having to worry about pulling all the resources together from outside sources.

There is no better value for dollar than the Wealthy Affiliate marketing course. The chart below lists the regular monthly cost of $49.00/ month. The best price is $359.00/year. This works out to 98 cents/day for world-class training. If a person wants to give Affiliate Marketing a tryout there is a Seven-Day Free Trial that does not require and money up front. The first month can be purchased for $19.00 for a more in depth investigation. Another bonus is that there no Upsells after you enroll. What you see is what you get. For more information please follow this link to The Key To Your Financial Freedom page.

When you enroll as a student you are not only studying the course material you will get to query a global student cadre for advice and support. The student enrollment comes from every walk of life, every age and experience level. While the course material is very complete the discussions coming from the 24/7 live chat are very interesting and helpful. There is a large library of training material plus live webinars every Friday.

 

 

The Market You Choose

The choosing of a product and/or niche does not have to be hard. It is entirely possible that the first market and website you build will not be your only website. My first website is about Cat Care. It is an education and a learning platform. It is an Amazon Affiliate website combined with my educational content. Follow this link to Cat Care for a look. Many students have more than one website.

The market you choose to promote will be and should be something that is of interest or a passion of yours. This makes the writing of content easier and natural. As you write content for your audience you will become and expert and with that build a following with what ever product you choose to market. Some students have built a website based on a single product and have produced a very profitable business. Follow this link to see the successful Foot Ball Snack Helmet website. The details of picking a niche market is covered in the training.

The fabulous part of this business is that you can work from the comfort of where ever you are. You can travel and if you have an internet connection you can do your business. Imagine no boss other than you. Your internet business has the capabilities of producing as much income as any street business and you don’t need a building, staff or inventory.

Your Market is the 4 Billion internet users that are your potential customers.

Perseverance

In the art of Affiliate Marketing it is important to realize that you are building a business. This does not happen overnight much the same as any post secondary education does not produce instant results. Doing the lessons in order and applying the training is necessary.

It is also necessary to persevere over any of the stumbling blocks that a person encounters. Its is different for everyone and everyone has some obstacle to overcome. I am sure that everybody reading this has had some difficulty in life to push through. The fact that Wealthy Affiliate has every thing you need without outsourcing you can focus on the training and building a business.

I have stated in other posts that the key to your Financial Empowerment is to get out debt with an effective debt reduction plan and then stay out of debt. Next it is necessary to supplement your income or start a business of you own so that you can live life on you own terms. Living from paycheck to paycheck can be stressful and I don’t think we are supposed to live under financial stress all the time. Wealthy Affiliate can be your step to Financial Empowerment. Work hard and be successful Affiliate Marketing.

When you enroll make a commitment to complete the training.

If you have read this far it is TIME to

sign up for the Seven-Day Free Trial. There is no credit card required.

Please click on the banner below and get started today.

 

If you have any questions or comments please leave them below and I will get back to you as soon as possible.
Trevor

 

 

In compliance with the FTC guidelines, please assume the following about links and posts on this site: Any/all of the links wealthycitizen.com are Affiliate links of which I receive a small compensation from sales of certain items. Please click this link for the full Affiliate Disclosure

 

 

 

 

 

 

 

 

Statistically speaking there is a significant number of people in the workforce today living from paycheck to paycheck. Even people with big incomes find themselves in this position. Coming to the end of the paycheck before the end of the month is not fun and when emergencies pop up it can be devastating.

Relief from the stress of living paycheck to paycheck is possible with some planning and effort. In my post Personal Debt Reduction I listed some ways to live within your means and give yourself the step up to rid yourself of debt and get on the road to Financial Empowerment.

Start Your Own Business

When a person has their finances under control and you still have a paycheck this is the time to start a business. The business I am going to promote is affiliate marketing through Wealthy Affiliate.

This business is perfect for someone who needs to be at home with the possibilities to produce as much income as your current job or more. Affiliate Marketing is a relationship between you and a company or an Affiliate Marketing Platform. You sell their products with a website you create and in turn earn commissions.

Wealthy Affiliate is a training environment that provides everyone who enrolls with the tools necessary to succeed in an online web based business. The Wealthy Affiliate University is a one stop shop with everything you need under one banner. A person does not have to go anywhere else to complete their business.

Wealthy Affiliate is within every ones financial reach. The yearly tuition is $359.00/year. This is less than a dollar a day for world-class education. The Seven-Day Free Trial allows you to see what is involved. If you are not convinced then the first month of premium membership is $19.00. There is nothing else to buy in order to complete the course. Follow this link to my Key To Financial Freedom page for more information. There will be some incidental purchases such as Domains. After you have complete your two free websites under the SiteRubix domain you will probably want to purchase a . Com,. Net or. Org domain. These are generally around $15.00/year. The school provided Search Engine Optimization (SEO) tool called Jaaxy tool has two subscription services available to students.

After enrollment, you will notice that there will be no Upsells required to complete the course. Be careful as you do your due diligence and watch for this easy to over look point. Some companies will make big promises so you purchase their very expensive add on products.

What Is Required Of You

When a person enrolls at Wealthy Affiliate your personal responsibility will be to follow the lessons in the order they are given. It can be done at your own pace and convenience. There is no Easy Button. The desired result is to have a money making website and that is not done without your own effort and input. All business need to be grown and it is no different with this enterprise.

The difference with an online marketing and a brick and mortar business is that there is no necessity for a building, a large inventory or staff. You will be working from you home and be able to look after your home life without having to consider a second out of the house job. Imagine having a business from your home computer and your wife not having to take on a job to make ends meet.

What You Don’t Have To Do

Enrollment at Wealthy Affiliate University means that you to DO NOT have to –

Hard sell to your friends or family

Organize meeting to promote membership or products.

Spend your days on the phone making cold calls to strangers.

Your market is the 4 billion daily internet users that are in the need for your product or advice. After your website is up and running your daily task will be producing useful and informative content that inspires and motivates people to support your business.

The business of marketing is covered in the Certifcation Course consisting 50 lessons devoted to making your website a success.

Another aspect and benefit of enrollment is that you are not alone in the training. Every student has direct access to the schools founders plus a 24/7 ability to network with any of the global students for opinions and advice. Some students are very experienced in the affiliate marketing trade and are willing to share their professional advice. There is also a 24/7 Site Support to assist with all your IT or web based technical issues.

Wealthy Affiliate education has set people on other paths too. For instance some have done Local SEO where they produce and maintain websites for others and help local businesses improve their presence on the internet. There is the possibility to promote your own product or service.

Are You Tired OF Living Paycheck to Paycheck

When you have set yourself on the road to Financial Empowerment through effective debt reduction the next step to get out of the paycheck to paycheck rut is to start your own business. There is no better opportunity right now than to give Wealthy Affiliate a try. Last year Wealthy Affiliate helped over 200,000 students get their start in affiliate marketing and have been in business since 2005. Remember Financial Empowerment means living life on your own terms at your own pace and convenience.

I would rather work sixteen hours a day for my self than work eight hours a day for someone else.

Click on the banner below to get your Seven Day Free Trial started.

 

If you have any questions or comments please leave a comment below. As a Wealthy Affiliate student I am committed to helping you succeed in the business of Affiliate Marketing.

Trevor

 

In compliance with the FTC guidelines, please assume the following about links and posts on this site: Any/all of the links wealthycitizen.com are Affiliate links of which I receive a small compensation from sales of certain items. Please click this link for the full Affiliate Disclosure

 

 

 

 

 

 

 

 

 

 

In the personal quest for financial independence there is always the question, How do I do this? If you have decided to try the work from home business of Affiliate Marketing there are several tools required to make this business venture come to reality.

Financial Empowerment is achievable with the proper motivation and the resources required to achieve your dreams. It is always better to start this business before it’s a necessity. Let’s begin with the tools required to make affiliate marketing a reality.

Desire

Without desire what is the purpose of going through all the work of building a business. It is time-consuming and maybe just wasting your time. If you are happy where you are with your regular job and programmed schedule it might be best to stay where you are.

If it is your desire to work for your self and live life own your own terms then Affiliate Marketing might be for you.

Affiliate Marketing is a relationship between you and a company or an Affiliate Marketing Platform. You sell their products with a website you create and in turn earn commissions.

What inspires you. This could be your niche that you could build a business on. Perhaps you just want to sell something that just sells. This can be done as well. Do you have your own product or an idea the world needs? There are 4 billion people on the internet every day looking for something to buy.

Desire is the first step to your Financial Empowerment.

Build a Website

This step used to be complicated. Now with a platform like Wealthy Affiliate you can build a website and have it on the web in minutes. The SiteRubix platform allows anyone regardless of experience to build a website. After your website is set up you fill it with content that you write and influence your targeted market.

The SiteRubix platform has a Site Manager function which is where you administrate your website. There is a Site Builder function where you actually build your website and pick your themes. The are 3000 plus Themes to chose from, some are free and there are Themes to purchase. There is a Site Content feature where you build your content with a spell and grammar check plus a full picture gallery to enhance your website. There Is a 24/7 Site Support that is available to you. This means you do not have to worry about the maintenance and security of your site. There are daily back-ups to ensure your website never disappears.

The SiteSupport staff are available around the clock to help with your technical issues. There is a 24/7 live chat where you can connect with a global student enrollment.

Wealthy Affiliate is not just a website building platform. It is an educational institution and a community with students from all over the world. It has students ranging from high school students to individuals from every walk of life and every age.

Marketing

The Wealthy Affiliate training guides you though the process of marketing your website content. One of the tools available to you is the Jaaxy SEO tool.

SEO stands for Search Engine Optimization. This process utilizes the Jaaxy tool to search for the keywords necessary to help search engines find you and get your message to the world. Search engine optimization is about ranking higher in search engines such as Google, Yahoo and Bing.

Jaaxy is a free tool offered to Wealthy Affiliate students as well as a subscription upgrade that is available to everyone.

Click on the Jaaxy Banner for a free trial.

Other methods that are taught are Social Media marketing and E-mail campaigns.

Earn

Affiliate Marketing is a business building project. Building a business takes time and as with any education it takes time to process and implement. Much like any post secondary education a person completes their education and then puts it to work over a lifetime.

You’re earning potential is directly related to your input. If you don’t do the training and act on it there is not going to be any results.

The best part about being your own boss is the ability to produce income from where you are right now. It is not necessary to have an office to commute to, staff or inventory. What is necessary is a computer, an internet connection and time to devote to your own business.

It is entirely possible to produce an income comparable to a brick and mortar store (or better ) with virtually no infrastructure.

Review

Desire – find a niche or passion, build on it and create a business

Build a Website – This gets you out to the word of Billions of potential customers.

Market- Learn marketing and attract customers to your website.

Earn – Affiliate Marketers are building a business to create an income. Everyone has the opportunity to do so.

Wealthy Affiliate

Wealthy Affiliate is the key to your financial empowerment and provides you with the TOOLS required to make your business a reality. If you are still in high school are at an agreeable job now is the time to start. If you have been displaced due to layoffs or downsizing there is no better opportunity than starting your own business today. The ability to work at your own pace and convenience allows you to fit the training into your lifestyle.

The training at Wealthy Affiliate is very affordable. There is a Seven-Day Free trial to allow you to get a feeling of what affiliate marketing is all about. There is a reduced rate on the first month of premium membership for $19.00. Regular monthly fees are $47.00. The best price is the $359.00/year subscription for a full Premium membership. Please refer to the chart below for the membership privileges. If you require more information follow this link to my page ” The Key To Your Financial Freedom ”

If you have read this far click on the banner below to start your FREE TRIAL and begin you path to Financial Empowerment.

 

 

Trevor

I would rather work 16 hours a day for myself than 8 hours a day for someone else.

 

In compliance with the FTC guidelines, please assume the following about links and posts on this site: Any/all of the links wealthycitizen.com are Affiliate links of which I receive a small compensation from sales of certain items. Please click this link for the full Affiliate Disclosure

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

So you want to be an Affiliate marketer. Is it possible to work from home and create income. Today’s post will describe what is required to become an Affiliate Marketer.

First Step

The first step in any new business venture is to have a desire for change and have the determination to see the process through. It is important to understand from the beginning that you will be starting a business. Building and growing a business takes time and there is no quick method to achieving a profitable venture. Your financial empowerment starts with YOU.

Second Step

It is necessary to be trained in the business of Affiliate Marketing. Wealthy Affiliate is the necessary element in this step so that a person can be properly trained in the business of Affiliate Marketing. Wealthy Affiliate is a training platform that provides you with the tools necessary to succeed in an online business. Affiliate Marketing is a relationship between you and a company or an Affiliate Marketing Platform. You sell their products with a website you create and in turn earn commissions.

The place to start is the Seven-day Free Trial. This allows a candidate to experience the first exposure to Affiliate Marketing. This would be a good time to review my previous post on Work At Home Scams.

 

The Four Step Process Of Affiliate Marketing

The First step is to choose an interest. This interest is something that you enjoy and is something you think the world needs. This could be your own product or one of the many products a person could promote that is available from an Affiliate Marketing Platform such as Rakuten, CJ Affiliate and ShareASale. Another concept is to pick a product from Amazon and promote a single product. Another method of finding an interest is to go to Google and type in any product plus Affiliate. For example type in watches + Affiliate and review the available Affiliate choices.

The second step is to build a website. This is covered in the Seven-Day Free trial. This step is exciting as you find a theme to promote your website. Themes are changeable so if you find something more appropriate it’s possible to change.

The third step is to attract visitors to your website. This is where you develop the skills of content writing and the use of Key Word Search Tools to attract a segment of the four billion internet users and potential customers to your website. The Premium Membership will teach you how to use Search Engine Optimization or SEO plus various social methods of marketing so you can build a reader following.

The last step is to earn Revenue. Generation of the revenue you earn is proportional to your input and personal dedication. When you want a supplemental income or if you want a full time income that is one of the goals you will set for your self.

The student enrollment at Wealthy Affiliate is a global cadre with 800,000 students from 195 countries. There is 24/7 technical support as well as round the clock support from students around the world. Wealthy Affiliate has attracted students from all walks of life and from every age including high school students to retired individuals.

As mentioned there is a Seven-Day Free Trial. When you are still unsure of what is involved there is a Bonus Offer of a $19.00 for first month of premium membership. The best pricing feature is the $359.00/year subscription. Some students have been enrolled since the beginning of Wealthy Affiliate in 2005.

Wealthy Affiliate is your one stop shop for getting your Affiliate Marketing career started. Follow this link to my The Key To Your Financial Freedom page for more information.

When you want to be in control of your Financial Empowerment Wealthy Affiliate is the key to getting started in Affiliate Marketing.

Please click on the banner below to start you Seven-Day Free Trial.

 

If you have any questions please leave a comment below and I will get back to you as soon as possible.

Trevor

In compliance with the FTC guidelines, please assume the following about links and posts on this site: Any/all of the links wealthycitizen.com are Affiliate links of which I receive a small compensation from sales of certain items. Please click this link for the full Affiliate Disclosure

 

 

 

 

 

 

 

 

 

 

Those of us who go to work every day to be providers and work hard for our money do not like being scammed out our paycheck.  Let’s look at some ideas on how to protect yourself.  As we try to find ways to supplement our incomes we go to the internet to find work from home solutions. The internet is full of promises. It is upon you to think clearly and do your due diligence.

Work From Home Due Diligence

The BBB. Better Business Bureaus collect information on suspicious companies and scams. When you check be specific and ask a lot of questions.

In Canada the RCMP has resources available to help you check for fraud. www.rcmp-grc.gc.ca/scams-fraudes/index-eng.htm. Check with your local police service to see if they have a fraud tip line or website.

If a potential Work From Home site is more interested in personal information and credit card numbers instead of providing information on the job – RUN.

Always do an internet search for reviews. Check with social media or do a YouTube search.

Real doctors don’t have to keep telling you they are a real doctor. Real businesses don’t always have to continually reinforce that they are legitimate.

Doubt every thing until it is proved otherwise. Emotional sales pitches and long videos with no time progress bar are a good sign that they are working on your emotions to hopefully get your credit card number. Always check the”About Me” or contact pages to see if the contact information is usable.

You should not have to buy a job. Job training is usually provided by the employer. The employer should provide you with a pay scale, when and how you get paid.

Trust your instincts. I have a real story where this really paid off. I personally knew this gentleman that  was a travelling evangelist. One day I get a nice letter in the mail asking for funding to support his Gold mines in Africa. I did not participate and then years later I read a news story where he was telling his story of how all his dreams fell apart and probably a lot of investors cash.

Do not give personal information to anyone who is more interested in your contact information than giving you useful information.

Work From Home

The work from home solution I have for you is not about a job, but buying education so you can build your own business. There are no get-rich-quick programs or easy buttons to your Financial Empowerment. That’s why I want to present to you the following.

Building a Business requires a personal dedication and time spent. What you get with Wealthy Affiliate is exactly what is presented to you when you review the website. There are no hidden features or costs. The Seven-Day Free Trial allows you to test the waters. Please click this link to go to my “The Key To Your Financial Empowerment” page for more complete information.

Wealthy Affiliate is world-class online training environment that will provide you with the skills to build an income generating website and participate in the world of Affiliate Marketing. Affiliate Marketing is where a person builds a website and the associates themselves with a company or an Affiliate Marketing Platform. You then sell their product for commissions.

Here is an example of a Wealthy Affiliate Website catinthecradles.com. This is an example of a Cat Care website that is an Amazon Affiliate.

The premise behind Wealthy Affiliate is that a person goes through a four step program of choosing an interest, building a website then attracting visitors and then earning revenue. It is not necessary to be computer-literate, however a rudimentary computer understanding helps.

As you research and do your due diligence of the Wealthy Affiliate program you will find that the training and what is expected of you is given right from the beginning. There are no Upsells or hidden costs to be surprised with. The full Premium membership is $359.00/year or 98 cents a day for a quality educational program. There is 24/7 support both technical and tutorial advice. There is a global student cadre that you can talk to any time.

It is my opinion that Wealthy Affiliate is good value for dollar and the profit potential is limited by your own determination.

Click on the banner below to start your Seven day free trial. If you are still undecided the first month of Premium membership can be purchased for $19.00, a saving when compared to the regular $47.00/Month.

 

Trevor

Please leave a comment below. I am ready to answer any questions.
In compliance with the FTC guidelines, please assume the following about links and posts on this site: Any/all of the links wealthycitizen.com are affiliate links of which I receive a small compensation from sales of certain items. Please click this link for the full Affiliate Disclosure

 

 

 

 

 

 

 

 

 

 

A good employee is a valued member of any business team. An employer should realize that every employee should be recognized as a significant contributor to a successful business. What happens when through no fault of your own you are no longer considered a valued employee. Today’s post will help you prepare for that unfortunate time when your value as an employee is over.

The Wage Earner

As a wage earner we are limited in our earning capacity by the industry we are in. Make no mistake in thinking that I feel that being an employee is wrong. The world needs people to get the job done. No matter the industry there has to be someone who has facilitated some event to get a task completed.

I recently read an article that stated by 2030, 800 million jobs in the developed world will be lost due to automation, robotics and artificial intelligence. If this is true how many middle class people will find themselves pushed out the door.

That scenario should cause you to at least consider what would happen if you are laid off, replaced or completely dissatisfied by your work environment. I have seen where people leave their jobs not because of the work, but because of the employer/co-worker environment.

The Solution

Are you a happy employee? If so that is great. I mentioned in my previous post to be an active participant in your company’s benefit program. If you don’t have this capability be sure to start saving and contributing to a retirement plan.

The next step is and especially if you are still working for someone else is to start a business. I am strongly suggesting starting an internet business so that a person can incorporate business building into your regular routine.

The business I am going to promote is Affiliate Marketing through Wealthy Affiliate. The reason I find this is a really good solution to creating additional income is that the cost of training is very affordable and online. The $359.00/ year tuition is within every ones reach and the training is outstanding.

Building a business while you are still working gives you the time to get it established and if something should happen that would require you to leave your employment, everything will be in place for you to continue as your own boss and living life on your own terms.

Affiliate Marketing is a relationship between you and a company or an Affiliate Marketing Platform. You sell their products with a website you create and in turn earn commissions. People engaged in this business have created enough income to become self-sufficient. As with any business it takes time and effort to become established. Some of my course members have broken the $10,000/month goal. This does not happen overnight and is entirely possible from becoming a Wealthy Affiliate course member.

Affiliate Marketing starts with a four step program as illustrated below.

Choose an Interest

This a step where you pick a topic of interest, a product or information that you think someone in the 4 billion daily internet users would be interested in. Then the market audience you capture will buy your product.

Build a Website

Through Wealthy Affiliate you will have a one stop shop for you to create a world-class website. Becoming a Premium member not only will you be taught how to build a website, you be taught how to market your website. As a Premium Member you will be able to look at hundreds of course member websites for inspiration and ideas.

Attract Visitors

The course material delivers training on how to market your website. From Google searches to using Social Media. There is an abundance of tutorials plus weekly live training designed to help you monetize your website.

Earn Revenue

The product of your hard work. An Affiliate Marketer earns revenue through commissions form whatever marketing venue you choose to use. There is no end to the available affiliate programs to get involved with such as Amazon, or Affiliate Networks such as Rakuten, CJ Affiliate and ShareASale. You could even promote your own product or idea.

As with any business there is a period of development and growth. This time period is determined by your own time commitment. Not withstanding that it is possible to build a business that you can pass down to the next generation.

If you are working, keep working and build your business. If you are retired and need additional income this is for you. This business is perfect for the stay at home mum or dad. Wealthy Affiliate has students from all over the world and from every walk of live, the high school student, middle class wage earners, doctors and lawyers plus internet professionals. Wealthy Affiliate is not only an educational university it is a campus with many resources available to all Premium Member students. Please follow this link to my page “Wealthy Affiliate – The Key To Your Financial Freedom“.

The time to prepare for you next job is before you get desperate. Do not find your self saying “What Am I Going To Do Now”. I certainly don’t want to scare anyone. I don’t believe in scare tactics. Being prepared for your future is as necessary as having a spare tire or some savings when the washing machine breaks. It is always easier when you are not stressed.

Getting involved Wealthy Affiliate begins with the Seven-Day Free Trial. This will give you an overview of what’s involved. If you are still undecided please take advantage of the first month of Premium Membership for $19.00. The best program is the $359.00 yearly membership. For the price of a cup of coffee a day you can participate in a World Class training system

Please click on the banner below to start your Free Trial.

 

That’s my advice for today. If you have any comments or questions please leave them below. On my Cat Care website I say at this point, Now hug a kitty and do something green for the environment.

All the Best, Trevor

In compliance with the FTC guidelines, please assume the following about links and posts on this site: Any/all of the links wealthycitizen.com are affiliate links of which I receive a small compensation from sales of certain items. Please click this link for the full Affiliate Disclosure

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Debt Reduction Strategies

The road to Financial Empowerment begins with getting yourself out of debt and the finding a way to produce substantial income from your own business. Most wage earners are in debt and sometimes it seems like a bottomless pit. Let’s get out of the pit and live life on our own terms.

Are You Living Beyond Your Means

Getting into debt is easy. Getting out is hard. The thing is we don’t even have to be foolish with our money to get into debt. Buying a home, raising a family, student loans, getting a car are expenses that we are all faced with. The ease of credit makes buying easy. It would be nice if we were taught how to avoid debt in high school and we should be taught how to make money after school.

One year my wife and I decided we should see where our money goes. We tracked every cent we spent right down to the parking meters. It is interesting to see where your money goes. So it begins, where could we stop nickle and dime our self to death.

Don’t Lease your car. It’s nice to have a new car, but unless you have a business to write your lease off you are paying a premium for that vehicle. A one-year-old car will give you just as good a ride with a much smaller payment. If you can try to do as much maintenance yourself to avoid expensive garage fees.

Do you buy lunch every day? A week of buying lunch out will buy you lunch groceries for a month and you will probably eat better. Go to grocery stores with customer incentive programs. These programs will save you hundreds of dollars a month.

Don’t pay credit card interest rates. If possible pay your card off every month. If you have multiple cards with large payments go to a bank and get a consolidation loan and pay them off. Then you can work off the debt at a much lower interest rate.

I have mentioned in other posts that if you have a company pension plan be sure to contribute the max you can every month. It’s a forced savings plan and it is easy to get used to the deduction. Always participate in the company health plan as long as you are employed there.

Tax time might provide some special benefits to you. Consult a tax specialist where you live and you might have tax breaks you were not aware of such as tax-deductible contributions or home business breaks.

These points listed above might sound harsh, but sacrifices might have to be made. This does mean you have to live like a hermit but scaling back could be necessary. Keep a positive attitude, eat well, exercise and work towards a goal of debt reduction.

Start Your Own Business

The start of your own business sets you on the path for financial empowerment. I have realized that getting financially independent does not happen working for someone else. When you are participating in a debt reduction program this is an opportunity to research business ideas. On path to take is a Work at Home Business that you can start while you are still working.

 

The home business opportunity that I would like to present to you is Wealthy Affiliate. If you have read my other posts you will already know what I am talking about.

Wealthy Affiliate is an online university and campus that provides students with the training and guidance necessary to participate in affiliate marketing. It is comprehensive well laid out program that is flexible enough to incorporate into your daily routine while you are still employed. Affiliate Marketing is a relationship between you and a company or an Affiliate Marketing Platform. You sell their products with a website you create and in turn earn commissions.

 

I don’t know of any other institution where a student gets so much for the price. A person can try a starter membership seven day free trial. There is a bonus of getting the first month of Premium Membership for $19.00. Every month after that is $47.00 or the best price is the $359.00/ year full premium membership. There are no Upsells and the only other purchases will be some subscription items which are not necessary and Domains which will be necessary as you build your website or sites. Please click on this link that takes you to my”Wealthy Affiliate – The Key To Financial Freedom” page for more details

I must tell you that affiliate marketing is a serious business. If you don’t work hard and apply the training it will not work. Any Post Secondary training requires effort to be successful. Income potential is entirely based on your own input and targeted market. There are 4 billion people on the internet and your job will be to sell to them.

 

An online business allows you to produce as much income as a brick and mortar business without the necessity to have staff, a building or inventory. There has never been a better time to start your own business .

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Getting into debt is easy, getting out requires a plan. Work at getting out of debt and then work on your financial future. Be a success story. If you have any questions or comments please leave them below.

Trevor

 

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